Happy holidays from adams agency!
Mortgage Guide
Find the right mortgage plan that fits your unique financial needs and goals.
Mortgage Products
Transparent choices for all mortgage requirements, one step at a time.
Conventional/QM
Lock in steady payments for peace of mind and budgeting.
Non Conventional/Non QM
Flexible rates that can adjust, ideal if you plan to move soon.
Explore FHA loans with lower down payments and easier credit requirements.
Government
DSCR
Lock in steady payments for peace of mind and budgeting.
Construction
Flexible rates that can adjust, ideal if you plan to move soon.
Explore FHA loans with lower down payments and easier credit requirements.
HELOC/HELOAN
FAQs
What is a mortgage?
A mortgage is a loan to buy a home, paid back over time.
Types of mortgage products?
We offer fixed-rate, adjustable-rate, FHA, VA, and jumbo loans.
How to qualify for a mortgage?
Qualifying depends on your credit score, income, debt, and down payment amount.
Down payments typically range from 3% to 20% of the home's price.
What is the down payment?
Can I refinance later?
Yes, refinancing can lower your rate or change loan terms.
Contact Us
Reach out anytime for help with your mortgage options and questions.
Thanks to the clear mortgage options, buying our first home was stress-free and simple.
Amy & Joe
★★★★★